Question 1

What is the best crypto debit card?

Accepted Answer

The best crypto card depends on your use case. ether.fi has the lowest average total fee (−3.00%) thanks to its cashback in wETH. COCA is the second cheapest. RedotPay is best for ATM withdrawals with $3,750 daily / $50,000 monthly. Self-custodial options (ether.fi, COCA, Avici, Cypher) keep your keys in your wallet at all times.

Question 2

What is a self-custodial crypto card?

Accepted Answer

A self-custodial crypto card pulls funds directly from your on-chain wallet at the moment of swipe. Your private keys never leave your wallet — the issuer never holds your funds. Examples: ether.fi, COCA, Avici, Cypher. The opposite is a custodial card (Kast, RedotPay) where you deposit funds to the issuer first.

Question 3

Do crypto cards charge ATM fees?

Accepted Answer

Most crypto cards charge a percentage on ATM withdrawals — typically 2-3% — plus daily/monthly caps. COCA waives the fee for the first $250/month. Avici offers $0 fee on signature transactions. Always check the foreign-machine fee policy if you travel.

Question 4

Which crypto card has the best cashback?

Accepted Answer

ether.fi offers up to 3.00% cashback in wETH. Kast offers 1.50-3.00% tiered cashback. Cypher pays in its native $CYPR token. COCA offers a flat 1.00%. Avici and RedotPay currently offer 0% cashback.

Question 5

Are crypto card fees included in the average shown?

Accepted Answer

Yes. The 'Avg total fee' is a composite of top-up cost, transaction fee, foreign-exchange spread on a 60/40 USD-EUR profile, minus cashback. A negative number means the cashback exceeds the load fees.